Mortgages in the Title Register
Overview
Contrary to what many of our customers believe, the amount outstanding under a mortgage is not shown in the Title Register. However, there are often valid reasons why the mortgage details that are shown are beneficial to have. The legal effect of a mortgage is to secure payment of a loan.
Title Register Section C
Section C of the Title Register provides details of all mortgages secured on a property. This detail includes the name and address of the mortgagee and the date the mortgage was registered.
C: Charges Register
This register contains any charges and other matters that affect the land.
1 (02.02.2017) REGISTERED CHARGE dated 27 November 2016.
2 (02.02.2017) Proprietor: WYKE COMMERCIAL LIMITED (Co. Regn No 121212121212) of Wyke House, Chiltern Road, Cheadle SK8 3HR, tradiing as WYKE MORTGAGES.
This entry confirms that the mortgage is registered as a charge on the property, that it was registered on 2 February 2017 and confirms the name, company number and registered office address of the company, and also provides its trading name.
Title Register Section B
The name and address of the Mortgagor, i.e. the person in whose favour the loan has been granted, is provided in the B section of the Title Register. first date in brackets in Section B is usually the date the current owner was registered as the owner. If the purchase price is shown the actual date of completion of the purchase is also shown, alongside the purchase price.
Title Register Section A
The A section of the Title Register provides the address of the property that has been charged, or mortgaged.
Title Register
The Land Registry Title Register holds data relating to the property ownership, purchase price, mortgage, tenure, covenants, rights of way, leases and class of title.
£19.95Title Plan
The Title Plan shows an outline of the property and its immediate neighbourhood, and uses colours to identify rights of way, general boundaries and land affected by covenants.
£19.95Associated Documents
Deeds creating Restrictions, Covenants, Easements, etc. are often kept digitally by the Land Registry and made available for sale due to their invaluable detail and content to assist in further understanding the Restrictions, etc.
£29.95
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