Date of Current Registration
Overview
The purchase date of a property in England is often required by insurance companies, and others who require this information for some legal reason. The date is contained within the property’s Title Register but is not flagged as such, and the layman is usually left to guess the correct date.
Title Register
Section B of the Title Register provides details of the owner of the property. This includes the date of registration of purchase, which is normally within about 4 weeks of the completion date of the purchase. After April 2000 the property’s purchase price is shown, and alongside the purchase price is also shown the date the purchase money was paid, i.e. the actual date of completion.
Sample Section B of a Title Register
B: Proprietorship Register
This register specifies the class of title and identifies the owner. It contains any entries that affect the right of disposal.
Title Absolute
1 (03.01.2020) PROPRIETOR: JONATHAN HARKER of Brownview, Ancaster Road, Wetherby, West Yorkshire LS22 7GH.
2 (03.01.2020) The price stated to have been paid on 3 November 2019 was £150,000.
In the above sample, paragraph 1 of the Register shows the date that the purchaser was registered as the owner of the property as being the first date in brackets. This is where the date of registration if normally found.
In paragraph 2 the purchase price is given and a further date is provided that represents the date it was paid. The date of payment is always the date when the vendor receives the purchase money from the purchaser, i.e. the day of completion.
Accordingly the sample shows that the property was purchased on 3 November 2019 and was registered in the current owner’s name on 3 January 2020.
Title Register
The Land Registry Title Register holds data relating to the property ownership, purchase price, mortgage, tenure, covenants, rights of way, leases and class of title.
£19.95Title Plan
The Title Plan shows an outline of the property and its immediate neighbourhood, and uses colours to identify rights of way, general boundaries and land affected by covenants.
£19.95Associated Documents
Deeds creating Restrictions, Covenants, Easements, etc. are often kept digitally by the Land Registry and made available for sale due to their invaluable detail and content to assist in further understanding the Restrictions, etc.
£29.95